Terms of Use

Informational purpose

Borrow Smart provides general educational information about small and short-term loans. We are not a lender, broker, or financial advisor, and nothing on this site constitutes a loan offer, financial advice, or a guarantee of approval or terms from any lender.

Accuracy

Cost ranges, APR figures, and other numbers on this site are illustrative and general. Actual rates, fees, and terms vary by lender, state, and individual circumstances. Always confirm exact terms directly with a lender before signing any agreement.

Calculator disclaimer

The cost calculator on this site produces an illustrative estimate based on a common flat-fee structure. It is not a quote and should not be relied on as the actual cost of any specific loan.

Use of this site

You agree to use this site for lawful, personal purposes and not to misrepresent your identity when submitting a form.

Changes

We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.

Contact

Borrow Smart
4103 E Broadway St, North Little Rock, AR 72117
[email protected] · 501-817-9186